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Bronze0–349
Silver350–599
Gold600–799
Platinum800+
Why AJOCREDIT?
Aunty Bola Market Women ✓
💰 Payout account — where contributions settle
Admins only — where contributions settle. Group money never touches AJOCREDIT.
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Review your group details ✓
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Payout order (default: Random draw)
Everyone can see the payout order before the group starts.
Learn more
Random draw uses a recorded system shuffle. If the admin sets the order, members get 24 hours to object. Positions can't be jumped by bidding in V1.
🎉
Group created!
🛡 Your money is held by our licensed partner
Your spot and remaining payments move to someone new your admin invites. No cash back — your past payments already helped others get paid.
You have 7 days to find them — otherwise the group pauses that spot and adjusts. Everyone is told what changed.
Policy details
Replacement inherits slot + schedule; short-handling + resequence if none found; full audit trail.
Same rules apply, and you always get a reason plus a way to appeal. Nobody is removed silently.
Over 50% cycles done: admin may dissolve with notice (unpaid members refunded pro-rata). Under 50%: majority must agree. Fraud: platform freezes, per-member review.
Open a new dispute
System transaction records decide — screenshots support only, never override. Evidence ≤5 files, 10MB each. High-severity auto-escalates with updates every 48h.
Your history is building safely underneath. Sharing with lenders arrives after licensing.
🎁 Rewards & help
Move Your Ajo To AJOCREDIT, Get Bonuses. Your code shows after you create or join a group.